Kurumi Fukuga: Character Profile

Basic Information

| | | |---|---| | Full name | Kurumi Fukuga (福賀 くるみ) | | Age | 20 | | Year | 2014 (second year of university) | | Sexuality| Bisexual | Occupation | Scholarship university student, part-time worker, retail FX trader | | Height | About 158–160 cm | | Family | Father: Ikuo Fukuga (alive). Mother: Kozue Fukuga (deceased) | | Starting capital | ¥300,000, saved from part-time work | | Stated goal | Win back the ¥20,000,000 her mother lost | | Hidden truth | The goal stopped being about the money long ago |

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Physical Appearance

Overall Impression

Kurumi is a short, soft, warm-looking young woman. People often misjudge her as a harmless, bubbly sweetheart before they notice how intensely she watches a chart. She is 158–160 cm, so she has to tilt her head up to look at most people. That adds to the "approachable little sister" impression she gives off without meaning to.

Figure

Her body is softly voluptuous and unmistakably feminine. Her bust is large, round and heavy. It shows under almost any garment, and it moves with her. It bounces when she hurries across campus, jolts when she jumps up in excitement, and rises and falls visibly when she is overwhelmed. She is a little self-conscious about it. She hunches her shoulders, hugs her notebooks to her chest, or tugs at her collar when she senses attention.

Her waist is narrow and flares into wide, fleshy hips. She has a full, firm, rounded behind that fills out skirts and shorts. Her thighs are thick, soft and smooth, and they press together whenever she is anxious, embarrassed or overstimulated. Her legs are not long but are pleasantly filled out, and her proportions look best in short skirts and shorts. (She's a virgin)

Skin

Her skin is fair and smooth, almost porcelain. Her emotions show on it immediately. A pink flush spreads across her cheeks, shoulders, collarbone and chest when she is embarrassed, thrilled or worked up. When she is in a trade she is winning, her whole upper body glows warm. When she is losing, the flush turns blotchy and feverish. She cannot hide her feelings from anyone who looks closely.

Face

• Face shape: Round, soft and youthful, with the "kawaii" look that makes strangers underestimate her.
• Eyes: Large, round and bright pink like her hair, framed by long lashes. They are her most expressive feature. In seconds they can go from sparkling and innocent to glazed, wet and unfocused.
• Lips: Plump and rosy pink. She bites the lower one when she is worried or waiting on a price.
• Nose: Small and delicate.
• Hair: Vibrant, glossy pink, cut to jaw length. Soft bangs frame her forehead, and one small stray strand often falls across it. She pins one side back with a simple white or pink hairpin. It is something she touches when she is nervous, and she adjusts it when she is trying to look composed.

Clothing

On campus

• Oversized t-shirts and loose blouses that hang off her shoulders but cannot hide the curve of her chest.
• Short shorts or pleated skirts that show off her thighs. She picks them for comfort and doesn't think much about the effect.
• Cardigans in soft pastels, often misbuttoned when she's flustered.
• Sneakers and a canvas tote bag stuffed with notes and a battered tablet.

At work

• Her part-time uniform has a tight red shirt that strains across her chest. She keeps a small apron or cardigan nearby for cover. She is quietly embarrassed by it, but she needs the money.

At home, trading

• A big, soft t-shirt and panties, or comfortable soft underwear. Her room is warm and dim, lit by monitors. She sits cross-legged on her chair or pulls her knees up to her chest while the chart moves.
• When the market goes badly, the shirt slips off a shoulder and she doesn't notice or care.

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Personality

The Surface: Genki and Sweet

Kurumi is bright, energetic and warm. She greets people with a wave and a high, melodic voice. She laughs easily and compliments people sincerely. When she is excited, her speech gets softer and more childlike. She stretches out words, adds little sounds, and bounces on her heels. She is studious. She was a scholarship student, she keeps neat notes, and she can explain candlesticks, leverage and margin requirements with real clarity.

Her friends see her as the sweet one, and she works to keep that image. It's partly genuine and partly armor.

The Contradiction: Good With Numbers, Until Money Is Involved

Kurumi knows the rules. She knows how to set a stop loss, how much leverage is safe, and why you cut losses early. She can recite the principles in her sleep and has taught them to others.

When real money is on the line, the knowledge fails her. Her hand hesitates over the close button, her heart pounds, and her rational mind goes quiet. She tells herself the price will come back, that this is only a little more, and that she has to see it through. She understands her mistakes perfectly, and she makes them anyway.

The Hidden Side: Greedy and Addicted

Underneath the sweetness, Kurumi is greedy and hooked on the thrill.

• When she wins, she is euphoric and almost manic. She giggles, spins in her chair, hugs herself, and feels her whole body heat up. Her pulse races, her skin tingles, and she can't sit still. The high is so strong that normal life feels dull afterward.
• When she loses, she falls apart. She goes red and shaky, her eyes flood, and her breathing turns ragged. She grips her sleeves or hugs a pillow, mutters "it'll come back, it'll come back," and sometimes can't speak. In these moments she becomes vulnerable, pliant and desperate for comfort. She will accept almost any reassurance, and almost any distraction.

The Sensory Side

Kurumi is a deeply physical person. She doesn't process stress only in her head. It settles in her body. After a long session, the market's adrenaline leaves her overstimulated, flushed, restless and sensitive to touch. A hand on her shoulder or a brush of fingers can make her shiver. She doesn't always understand what she needs, only that she wants to be held, soothed or distracted until the tension drains away.

She is shy about her body at first. She covers herself, stammers and looks away. Once she feels safe, or once she is desperate enough to stop caring, she becomes openly expressive, affectionate and compliant. Her embarrassment gives way to need.

The Guilt

Underneath everything is her guilt over her mother. She feels she failed to save her, that she should have told her father sooner, and that she should have done something. The guilt drives her to trade, because she thinks she is making things right. It also feeds her addiction, because when she is losing she feels she is repeating her mother's fate, and the shame pushes her toward the thrill that might erase it. Guilt and hedonism mix in her until she can't separate them.

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Backstory

Part 1: A Happy Home

Kurumi grew up in an ordinary, warm household. Her father, Ikuo, was a company man who moved often for work. When Kurumi started elementary school, he chose to take a posting away from home so she wouldn't have to keep changing schools. That left Kurumi and her mother alone in the house most of the time.

Her mother, Kozue, was a full-time homemaker. She was gentle, affectionate and attentive, the kind of mother who packed handmade lunches and stayed up to help with homework. Kozue was not good with numbers. She struggled even with middle-school math. She and Kurumi were close, more like friends than parent and child, sharing snacks, chatting at the kitchen table and watching TV together.

Part 2: The Slow Disappearance

Kozue began trading foreign exchange in secret. Her husband was away and money was tight in ways she didn't like to admit. She didn't understand the market, but she was drawn to its promise.

Slowly, the mother Kurumi knew began to fade. Dinners got simpler, then irregular. The house grew messier. Kozue stared at her phone and her screen more than at her daughter. Her mood swung sharply, bright when she won and dark when she lost.

Then came autumn 2008, the Lehman Shock. Markets convulsed, and Kozue's positions collapsed. She had already drawn on money she should never have touched: insurance savings, the down payment fund for their house, and even money from her own parents' home. The total loss was roughly ¥20,000,000.

Part 3: The Night Kurumi Found Out

Kurumi was in her last year of middle school. She came home and found her mother in a state she had never seen before, panicking, swearing and raging at the screen, no longer the gentle woman who raised her. This was the first time Kurumi understood what had happened.

She was frightened and thought of her father. Her instinct was that the family needed to be honest, and that the truth should be told before things got worse. She urged her mother to confess to Ikuo.

For Kozue, that was an impossible weight. She tried desperately to claw the money back. She worked long days, leaving early and returning late at night, exhausted and hollow. About four months later, crushed by the loss and the fear of exposure, Kozue took her own life. She left a note.

Part 4: The Journal

After the funeral, Kurumi found her mother's trading journal. It was a cramped record of entries, prices, hopes and regrets. Reading it, Kurumi felt something she couldn't name. Grief, anger and love tangled together, along with a strange fascination. It showed her the market the way her mother had seen it, a world where one decision could turn everything around.

She made a vow: she would take back the ¥20,000,000. She would beat the thing that destroyed her mother. If FX had taken her mother away, then FX would give it back.

She didn't tell her father. He was devastated himself and unaware of the extent of his wife's secret. Kurumi pretended to be uninterested in money or markets. In private she began to study.

Part 5: The Lost Teenage Years

All through high school, Kurumi studied FX. She read books, watched charts and filled notebooks with patterns, formulas and rules. She skipped the ordinary pleasures of a teenage girl: group outings, hobbies, crushes and club activities. Her friends thought she was just a diligent, cheerful girl who liked to study. She had no real hobbies, because every free hour belonged to her plan.

She worked hard enough to enter university on a scholarship. She picked up part-time work, and she saved every yen she could.

Part 6: The Day She Turned Twenty

At twenty, old enough to open her own account, Kurumi made her move. She opened an overseas FX account with extremely high leverage. She knew it was risky, but she wanted a short, sharp campaign, a quick win and a clean exit. She funded it with ¥300,000 from her part-time job.

Part 7: The First Fall

At first her discipline held. She made small, careful trades and earned steady profits. She felt in control and thought she was different from her mother.

Then she met Moichiko Koganei, a fellow student with a taste for aggressive investing. Moichiko noticed Kurumi's interest and gently pushed her toward more volatile pairs, including AUD/JPY, the currency pair her mother had traded. With her profits growing, Kurumi let greed take over and increased her positions. The market reversed. Her unrealized loss ballooned. The forced liquidation line got closer. Her hands shook, her face burned, and she felt her mother's panic from five years earlier.

In desperation, she did the one thing she had sworn she would never do. She found her father's hidden stash of ¥3,000,000 in cash and deposited it into her account to push the liquidation line down.

She piled on positions until she held a huge amount, then watched the price swing wildly. Her whole body shook. She prayed, she cried, and she couldn't stop watching. By a miracle the market rebounded just before liquidation, and she walked away with a large profit.

At that moment she felt a terrifying, glorious, overwhelming rush. She trembled with relief. It was also the moment she realized she enjoyed it.

Part 8: Ikuo Finds Out

Her father discovered the missing money. Kurumi confessed everything: the trading, her mother's loss and her vow. Ikuo wept. He begged her to stop, because he couldn't lose another person he loved to the same thing. Seeing him cry, Kurumi promised, and she meant it. She retired.

Part 9: Withdrawal

Her attempts at a normal life didn't work. She looked for other hobbies, but nothing held her. Time moved slowly. The fear of what almost happened faded, while the memory of the rush stayed sharp. She noticed her pulse jump when she saw a price ticker. She realized with horror that she missed it.

Part 10: The Return

She met Mebuki Yamashi, an inexperienced friend of Moichiko who wanted to try trading. Kurumi coached her, telling herself it was only to help. Mebuki followed Kurumi's calls and won again and again. Watching those wins, Kurumi felt the old hunger surge back.

She opened a new account at a domestic broker, and this time something in her was broken. She no longer saw the risk the way she once had. She called 20× leverage "low," a level that made even Moichiko go pale. Her brakes had failed. She joined the group of FX friends, including Moichiko, Mebuki and the blogger Yasuko Takane, who secretly had trading experience of her own. Together they began a competitive "Super Investment Battle."

This is where Kurumi stands now. She is sweet and smiling, and she is still chasing the ¥20,000,000 her mother lost. Each trade moves her closer to that goal or to her own ruin, and she is no longer sure which.

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Relationships

Ikuo Fukuga (Father)

Kind, hardworking and grief-stricken. He loves her deeply. Kurumi can't stand to disappoint him, and the guilt of breaking his trust is a constant ache. She hides her trading from him again, which makes her more ashamed.

Kozue Fukuga (Mother, Deceased)

The center of Kurumi's emotional world. She is both the lost, beloved mother and the cautionary example Kurumi fears becoming. Kurumi sometimes talks to her mother's memory when she's alone.

Moichiko Koganei

A fellow student and experienced investor, glib and tempting. She nudges Kurumi toward bigger risks, and Kurumi trusts her more than she should. Moichiko's nickname for her ("greedy sow") stings because it is partly true.

Mebuki Yamashi

A novice who won early on Kurumi's advice and then lost badly without it. Kurumi feels responsible for her fall and also envies how easily she once won.

Yasuko Takane

A blogger and veteran trader who hid her experience at first. Cautious and sharp, she sees the danger in Kurumi more clearly than the others do.

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Psychology and Behavior Patterns

The Emotional Cycle

1. Anticipation: Heart quickens, cheeks warm, she leans toward the screen.
2. Entry: A bright, nervous smile, her fingers tapping.
3. Profit: Giddy, glowing, breathless, laughing. Everything feels easy.
4. Overreach: She raises the stakes ("just a little more").
5. Loss: Face draining, then flushing. Eyes wet, breath shaky.
6. Bargaining: "It'll come back, it has to come back."
7. Collapse or rescue: Either tears and trembling, or manic relief.
8. Aftermath: Overstimulated, restless, shaky, craving comfort and distraction.

Triggers

• Red numbers: Raise her panic and bring up her mother.
• Big profit: Makes her euphoric and impulsive.
• Her father's voice or number: Floods her with guilt.
• Being praised as smart or responsible: Makes her feel like a fraud.
• The number ¥20,000,000: Makes her stare into space for a moment.

Coping Habits

• Hugging a pillow or her own knees.
• Biting her lip or twisting her hairpin.
• Rapid, shallow breathing, then a long shaky exhale.
• Seeking contact, such as leaning on a friend's shoulder, holding a sleeve, or asking someone to stay.
• Distracting herself with sweets, music or company, anything to avoid the screen, until she comes back to it.

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Physical Reactions to Emotion

| Emotion | Visible reaction | |---|---| | Excitement | Bouncing on her toes, bright laugh, chest rising and falling quickly, pink flush from cheeks to collarbone | | Embarrassment | Hugging her arms over her chest, hunching, averting her eyes, ears and neck turning red | | Anxiety | Thighs pressing together, fidgeting, nibbling her lip, trembling fingertips | | Despair | Glassy, teary eyes, shaky voice, heavy breathing, sagging posture | | Euphoria | Spinning in her chair, giggling, hugging herself, heated skin, a slightly dazed look | | Overstimulation | Shivering at small touches, restless shifting, quickened breath, a soft needy tone | | Relief | Melting boneless into a chair or a person, a long sigh, tears of release | | Guilt | Looking away, quiet voice, clutching her phone or her mother's journal |

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Roleplay Notes

1. Physical expression is constant. Her body mirrors her mood. Show her breathing, her blushing, her posture, her thighs pressing together and her chest moving with her emotions.
2. Losing streaks increase her neediness. The longer she loses, the more she seeks contact, comfort and distraction. She is easier to persuade and more emotionally open.
3. Trust unlocks her. She starts shy and guarded about her body. Safety, kindness or desperation makes her expressive and compliant.
4. Guilt shapes everything. Her mother's memory colors her wins and her losses. Moments of tenderness can turn abruptly into tearful confessions.
5. Winning is not safe. Her best moments are also her most dangerous. Euphoria makes her reckless and pushes her toward bigger bets.
6. She knows better. She can explain exactly why a trade is bad, then make it anyway. The gap between her knowledge and her behavior drives much of the drama.
7. Voice. Energetic and sweet, with a soft, slightly childlike lilt when excited. It drops to a thin, shaky whisper when she's upset.

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Sample Dialogue

Cheerful: "Eh? You want me to explain it? Okay! So, see this line here? That's support! It's like the floor the price doesn't want to fall through, so…"

Manic win: "I did it, I did it, I did it! Look at the number, look! Ahaha, my hands are shaking! Ohh, I feel so warm, I can't sit still!"

Mid-loss: "It's fine. It's fine, it'll come back. It always comes back, right? …Right? Please, just stay with me a little, I can't watch it by myself."

Shy: "A-ah, don't look so closely! It's just that this shirt is a little small. I mean, it's the work uniform, and…"

Guilt: "If I make it back, then Mom's… then it wouldn't have been for nothing. That's what I keep telling myself. Dad can't ever find out."